Century 21 Wolfs Crossing
Hey, I’m Daniel Bustamante. I’m a bilingual agent based in Central Florida, and I’ve helped dozens of people buy their first home — many with little to no money down.
I’ve got a real passion for real estate, and I’m constantly tracking local market trends to help my clients make smart moves. If you’re serious about buying but don’t know where to start (or think you can’t afford it), you’re exactly who I built this page for.
Let’s talk — no pressure, just real info and options
REALTOR®
Direct: (863) 207-7046
Office: (407) 449-0000
floridahomesbydaniel.com
d.bustamante@c21wolf.com
License: SL3516862 FL
You Have Options. Here Are a Few of the Best.
2% Lender Credit
Some lenders are offering 2% grants at closing — helping cover your down payment on conventional loans. That means you might buy with just 1% out of pocket.
Ask me how to qualify — I’ll include the links for you to check it out.
0% Down — For Eligible Rural Areas
The USDA loan is a government-backed program that lets you buy a home with no down payment in certain rural and suburban areas — and yes, that includes parts of Central Florida!
Low interest rates • Income limits apply • Great for buyers who qualify
0% Down For Veterans & Service Members
The VA loan is a benefit for eligible veterans, active-duty military, and some surviving spouses. No down payment, no mortgage insurance, and great interest rates.
Backed by the Department of Veterans Affairs • Must meet service requirements
Down Payment Assistance
Florida offers programs that assist with your down payment and closing costs — some are grants that don’t need to be repaid.
You may qualify for up to $37,000 depending on your income, loan type, and local programs.
Can be combined with FHA, USDA, and conventional loans
Learn More About These Programs
These Homes Could Be Yours
Contact Me Today
Daniel Bustamante
Direct: (863) 207-7046
Office: (407) 449-0000
floridahomesbydaniel.com
d.bustamante@c21wolf.com
License: SL3516862 FL
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